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Thursday, May 3, 2018
#CreditCards: Find out your rights when it comes to credit cards and how to choose the right one
Choose a Credit Card
When applying for credit cards, it’s important to shop around. There are many credit cards with various features, but there is no one single best card. When you’re trying to find the credit card that best suits your needs, consider these factors:
Annual Percentage Rate (APR) -
The APR is a measure of the cost of credit, expressed as a yearly interest rate. If the interest rate is variable, ask how it is determined and when it can change.
Periodic Rate -
This is the interest rate used to determine the finance charge on your balance each billing period.
Annual Fee -
While some credit cards have no annual fee, others expect you to pay an amount each year for being a cardholder.
READ MORE HERE
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