Choose a Credit Card
- Annual Percentage Rate (APR) - The APR is a measure of the cost of credit, expressed as a yearly interest rate. If the interest rate is variable, ask how it is determined and when it can change.
- Periodic Rate - This is the interest rate used to determine the finance charge on your balance each billing period.
- Annual Fee - While some credit cards have no annual fee, others expect you to pay an amount each year for being a cardholder.
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