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Planning a
wedding is exciting: there are florists to interview, caterers to book, and
photographers to hire. But before you sign that marriage license, consider
adding one more important item to your pre-wedding to-do list: a prenuptial
agreement, commonly known as a prenup. It’s not the
most romantic notion, but a little planning now could possibly save you major
headaches later.
But
a prenup is not always about protecting one’s financial interests. Here are 10
less common—but potentially still very important—items that it might also
behoove you to address in writing before walking down the aisle.
Social
media
Social
media lets you share everything—the good, the bad, and the ugly—with virtual
“friends.” But what if one spouse doesn’t want such personal details floating
about? The social media prenup outlines the boundaries of what may or may not
be posted on social media during a marriage.
The
agreement provides further protection in the event of divorce.
Cyberstalking, particularly common among the recently estranged or divorced, is
an invasion of privacy. A prenup can stop this before it begins.
Pet
custody
“Unlike
children, pets are considered property and are subject to equitable
distribution,” explains New York attorney Linda Loving Mellevold.
“A prenuptial agreement lays out in advance who will retain custody of the
couple’s beloved pup, kitten, parrot, or other pets.”
Ending
the marriage
The
prenup can specify what the end of the marriage will be—even before it begins.
“Most people think it is obvious,” explains Kelsey Mulholland, an attorney
with Ruvolo Law Group in Morristown,
New Jersey. “But the end of the marriage could be the filing of the Complaint
for Divorce,
the execution of a Separation or Final Settlement Agreement, or simply written
notice to the other party as to the intention of that party to terminate the
marriage.”
Drug
testing
Per
their prenuptial agreement, a
divorce would pay Keith Urban $640,000 of Nicole Kidman’s money for every year
they were married—but only if he promises never to use drugs again. “In cases
where there has been a history of drug or alcohol abuse, the prenuptial
agreement may provide for daily, weekly, monthly, or random drug testing,” says
Mellevold. “Sanctions for failing the test can include economic ‘fines’ or a
mandatory return to counseling or a rehabilitation facility.”
Weight
control
“Some
prenuptial agreements specify a certain weight or fitness range within which
one or both spouses must remain,” says Mellevold. “There is generally an
economic penalty for failure to remain within the specified range.”
Tony
Romo reportedly wanted a “fat clause” in his prenup with Jessica Simpson. Romo
claimed he would leave the singer if she put on too much weight, and she’d have
to pay him $500,000 of her own money for every pound she gained over 135
pounds. Good thing they never married.
Debt
allocation
You
love everything about your intended except those outrageous credit card bills.
If you’re marrying someone who carries a lot of debt, protect your financial
future with a prenuptial clause. “Make it so that only a certain percentage of
your spouse’s debt can be allocated to you, and that previous debt is the sole
responsibility of the person who accrued it,” says life coach Chantay
Bridges.
Advance
healthcare directive
A
living will, or personal health directive, is a legal document that specifies
what actions will be taken for a person’s health if he or she is no longer able
to make decisions because of illness or incapacity. “In a blended family, who
has the last say,” asks Bridges, “spouse or children?” This is a question best
answered prior to the I-dos.
Dates
and vacations
Mark
Zuckerberg and Priscilla Chan have not disclosed whether or not they have a
prenuptial agreement. The couple does admit, however, that they had a
“contract” while dating that stated they would have at least one night out
together every week. “Not only can the frequency—weekly, monthly,
bi-monthly—for an obligatory date night be defined, but the duration as well,”
says Mellevold. “Similarly, a certain amount of time each year can be set aside
for family or couples vacations.”
Sexual
health
A
prenup regarding sexual intercourse is especially popular for May/December
marriages, according to Mellevold. “The ‘performance’ requirement can range
from once nightly to once monthly or anywhere in between,” she says.
“Particular sexual preferences can be included as well.”
Sexual
history can be just as important as sexual future. Some couples include STD
testing as a component of their prenup, according to Shannon Shores from
Wellex, operator of SameDaySTDTesting.com.
Whatever
is important to you
“Other
categories can include how often the couple will see their in-laws, how
holidays will be shared or celebrated, or even how often a spouse can watch
sporting events during a particular season or weekend,” says Mellevold.
“In
all cases, there are consequences for failing to fulfill the requirements set
forth in the prenuptial agreement,” she adds. “While the sanctions generally
are economic in nature and can be quite costly, some can void the agreement in
its entirety. Thus, no matter how bizarre the terms may be, the parties should
enter the agreement knowingly and with the understanding that the agreement is
binding and enforceable.”
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