This year, you may receive one or more forms that provide information about
your 2015 health coverage. These forms are 1095-A, 1095-B and 1095-C.
This tip is part of a series that answers your questions about these forms.
Form
1095-C, Employer-Provided #Health_Insurance Offer and
Coverage Insurance, provides you with information about the health coverage
offered by your employer. In some cases, it may also provide information
about whether you enrolled in this coverage.
Here are the answers to questions you’re asking about Form 1095-C:
Will I get a Form 1095-C?
·
You will receive a Form 1095-C – which is a new form
this year – if you were a full time employee working for an applicable large
employer last year. An applicable larger employer is generally an employer with
50 or more full-time employees, including full-time equivalent employees.
·
Even if you were not a full time employee, you will
receive form 1095-C if your employer offered self-insured coverage and you or a
family member enrolled in that coverage.
·
You might get more than one Form 1095-C if you worked
for more than one applicable large employer last year.
How do I use the information on my Form 1095-C?
·
This form provides you with information about the
health coverage offered by your employer and, in some cases, about whether you
enrolled in this coverage.
·
If you enrolled in a health plan through the
Marketplace, the information in Part II of Form 1095-C could help determine if
you’re eligible for the premium tax credit. If you did not enroll in a health
plan through the Marketplace, this information is not relevant to you.
·
If there is information in Part III of Form 1095-C,
review this information to determine if there are months when you or your
family members did not have coverage. If there are months you did not have
coverage, you should determine if you qualify for an exemption from the requirement to have coverage. If not, you must make an individual
shared responsibility payment.
·
You are not required to file a tax return solely
because you received a Form 1095-C if you are otherwise not required to file a
tax return.
·
Do not attach Form 1095-C to your tax return - keep it
with your tax records.
What if I don’t get my Form 1095-C?
·
You might not receive a Form 1095-C by the time you
are ready to file your 2015 tax return, and it is not necessary to wait for it
to file.
·
The information on these forms may assist in preparing
a return, and you, however you can prepare and file your return using other
information about your health insurance
·
The IRS does not issue and cannot provide you with
your Form 1095-C. For questions about your Form 1095-C, contact your employer.
See line 10 of Form 1095-C for a contact number.
Depending upon your circumstances, you might also receive Forms 1095-Aand 1095-B. For information on these forms, see our Questions
and Answers about Health Care Information Forms for
Individuals.
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